Landlords Insurance provides insurance protection for your liability as a Landlord as well as cover for Landlord’s contents, loss of rent by an insured peril and other benefits.

Yes, we offer two levels of contents cover; either $20,000 or $70,000.

Yes, building insurance cover is available as long as the property does not form part of a Strata Title.

The Strata Insurance policy does not include insurance for your liability as a Landlord.

Yes. If the property is unoccupied for 90 days or more you must notify us. Section 3: Damage Caused by Tenants Cover and Section 4: Tenants Rent Default cover will not apply when a tenant ceases to occupy the property. If you fail to notify us within the 90 day period that your property is unoccupied, your cover may be restricted.

Yes, one advantage of having an investment property is that the insurance is tax deductible. You should speak to your accountant who can advise you about tax matters.

Whitbread was founded in 1978 by the late John Whitbread, who saw an opportunity to create a strong, local insurance broker focused on offering quality services and building strong relationships. Today, more than 40 years later, Whitbread embodies the same values on which it was founded, growing to become one of Australia’s most respected insurance brokers, a recognised leader in the Australian insurance industry, and a trusted advisor to clients. Whitbread’s excellent reputation and services were recognised in 2017, when ASX-listed Steadfast Group Limited acquired Whitbread Insurance Group. Steadfast’s investment is a true testament to the strength and quality of the Whitbread brand and people, further strengthening Whitbread’s ability to provide superior products – such as Landlords Insurance – to clients.

Click here to learn more about Whitbread Insurance Brokers and Steadfast Group.